Ingenico , the global leader in payment capture solutions, announces the launch of the Ingenico Payments App , an agnostic modular application for Android terminals with an innovative and inclusive design. The solution was developed to facilitate and speed up the payment capture process during purchases. The Ingenico Payments App increases merchants’ business potential and simplifies operational efforts, reducing costs related to terminal fleet management, while using the latest security technology.
“We are excited about the launch of the Ingenico Payments App, whose objective is to bring more practicality and security to payment processes, in addition to contributing to the modernization of the sector”, says Helcio Beninatto, Ingenico’s Regional General Manager for Latin America.
The market’s constant investments in innovation to provide the best experiences to customers during the shopping journey is helping to spread the digitalization of means of payment in Brazil. According to the Brazilian Association of Credit Card and Services Companies (Abecs), the card sector ended 2022 with growth of 24.6% in the amount transacted, which reached R$ 3.31 trillion. In all, 39.3 billion transactions were made using cards during the year. The financial volume of transactions per Pix reached BRL 10.9 trillion in 2022, more than double the amount recorded in 2021, according to statistical data from the Central Bank (BC). In number of transactions, Pix totaled 24.3 billion last year.
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The Ingenico Payments App facilitates the operation of merchants, as it delivers a complete solution for the business, excluding the need to develop an application, which requires investments in own or outsourced teams. Ingenico’s specialists customize the White Label application according to what the customer is looking for, as if the application had been developed by the acquirer himself.
The solution has a customization package focused on User Experience and User Interface that allows customization in various aspects, such as colors, logo and messages, enabling a unique, easy, efficient and efficient consumption journey. flexible. Purchaser may still perform other screen design adaptations through Ingenico’s Professional Services.
Methods such as debit card, credit with and without installments, Pix, QR Code, Voucher and Digital Wallets are already accepted by the application, which has constant updates to add market news. Management reports and management dashboards are part of the solution, so that the customer has a complete view of their machines and businesses.
The solution is integrated with other Ingenico technologies such as The Estate Manager (TEM) platform, which makes it possible to locate, manage and update terminals remotely, in addition to including new functionalities and payment methods. Diagnosis of the machines and certification support are also provided in the offer. Another highlight is the Remote Key Injection (RKI), which allows the injection of a cryptographic key remotely into the device, quickly and securely at the point of sale. As a result, the terminal park does not need to leave its base location, reducing downtime and risks during transit to carry out maintenance and sensitive activities on the devices.
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Designed in accordance with the best application development practices on the market, the Ingenico Payments App is marketed under the Software as a Service (SaaS) model and, through its APIs, integration with the Ingenico ecosystem and other business applications is simplified . Another highlight is security to meet global PCI standards and requirements. Payment capture occurs through connection to the acquirer’s payment gateways, following international security protocols.
“We are providing a solution with greater added value, enabling an end-to-end delivery of hardware and a personalized payment application, which reduces our clients’ operating expenses and improves the consumers’ experience”, says Beninatto.
